Shopping or making purchases is one of the activities
of man. Generally people shop every season but shopping or the desire to go for
shopping is high during Christian and Islam celebrations; especially during Christmas
and all through to New year. As Christmas season draws near, it’s good to get
excited and celebrate God’s goodness all through the year but in all, wisdom is
profitable. Because of the excitement of Christmas season, many have spent
their transport money while on Christmas vacation; either in their home town or
elsewhere, and had to borrow to return to their respective destinations. This
is to bring to you 22 tips that will help you manage your income to enable you
retain enough that can serve you after the season.
You can do that shopping and still have enough change. Here are the tips:
1
Negotiate
wisely
2
Avoid impulse buying/spending
3
Always make a list before shopping and stick
to it
4
Keep record of your expenses
5
Spend according to your income
6
Sacrifice some pleasures and comfort for more
valuable things
You can avoid impulse buying. Here are the tips:
7
Shop
with a list
8
Say no
to certain unnecessary requests from family and friends
9
Don’t
be easily influenced by people’s words on what to buy
10
Don’t
shop or spend when upset or overexcited
11
Don’t
shop with wrong people
12
Don’t
be carried away by the flattering of sellers,
You can form a healthy spending habit. Here are the
tips:
13
Don’t
be addicted to new things
14
Avoid
going out with lots of cash
15
Avoid
regular visits to bar
16
Avoid
talking much about how much money you have
17
Learn
to plan ahead
18
Don’t compete
with people on spending
It is very important that you plan within your means.
Here are the tips:
19
Spend
less than you earn
20
Stick
to your budget
21
Know
your income and track your expenses
22 Separate your wants from your needs
Written by Olive Chinyere Amajuoyi
Powered by Samweld Nditha
No comments:
Post a Comment